🚀 Credit Analyst Role at Tata Consultancy Services
Are you a finance professional looking to elevate your career? Tata Consultancy Services (TCS) is hiring a Credit Analyst in India, offering a unique opportunity to join one of the world’s most respected IT & consulting firms.
📍 Location & Experience Requirements
- Work Locations: Bengaluru, Gurgaon, Chennai, Mumbai, and Pune
- Training: First six months will be conducted in Bengaluru (mandatory)
- Experience Required: 4–10 years in corporate banking, FIG, or middle-market credit roles
🔍 Role Overview
As a Credit Analyst at TCS, you will be responsible for conducting thorough credit assessments and financial analysis for corporate and commercial clients. Your work will directly support the company’s decision-making processes around credit risk and client evaluation.
🛠️ Key Responsibilities
- Prepare comprehensive credit risk assessments and financial analyses
- Evaluate risk indicators across corporate structure, industry trends, and regulatory environment
- Analyze balance sheets, income statements, and cash flow statements to identify creditworthiness
- Forecast financial performance under base-case and downside scenarios
- Assess repayment capacity based on cash flow modeling and historical performance
🧾 Desired Skills & Competencies
- 4–8 years of experience in corporate/commercial lending or credit analysis
- Solid understanding of financial statement analysis and credit underwriting
- Familiarity with financial spreading tools like Moody’s Risk Analyst, FIS Optimist, or Credit Lens
- Ability to evaluate liquidity, leverage, and coverage ratios
- Knowledge of macroeconomic and sector-specific risks
- Proficiency in Microsoft Excel and financial modeling
🌐 Why Choose TCS?
Tata Consultancy Services is a globally recognized IT services and consulting firm, operating in 150+ locations across 46 countries. With a workforce of over 600,000 employees, TCS is known for:
- A commitment to employee learning and development
- Opportunities to work with global clients across industries
- A strong reputation for career growth, job stability, and innovation
You'll also benefit from structured training programs like XPLORE, ILP, and Elevate.
✅ Ideal Candidate Profile
This role is ideal for finance professionals who:
- Have hands-on experience in credit analysis and risk modeling
- Are passionate about data-driven decision-making
- Prefer working in a corporate environment focused on precision and performance
- Seek a reputed employer with global exposure and internal growth paths
📌 How to Apply
- Visit the official job listing: TCS Credit Analyst Job on LinkedIn
- Review eligibility and location requirements
- Update your resume with a focus on financial modeling, credit tools, and underwriting
- Apply directly through LinkedIn or via the official TCS career portal
📝 Final Thoughts
This is a great opportunity for experienced professionals to scale their careers in credit risk and financial services. TCS offers more than a job
it’s a long-term journey filled with continuous learning and career advancement.
📣 For more job alerts like this, stay tuned to LeadJob.in — your trusted source for the latest career updates, interview tips, and global job listings.
📚 Source:
Job details sourced from the official LinkedIn listing: TCS Credit Analyst Job (LinkedIn)