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Credit Analyst Role at Tata Consultancy Services

🚀 Credit Analyst Role at Tata Consultancy Services

Are you a finance professional looking to elevate your career? Tata Consultancy Services (TCS) is hiring a Credit Analyst in India, offering a unique opportunity to join one of the world’s most respected IT & consulting firms.


📍 Location & Experience Requirements

  • Work Locations: Bengaluru, Gurgaon, Chennai, Mumbai, and Pune
  • Training: First six months will be conducted in Bengaluru (mandatory)
  • Experience Required: 4–10 years in corporate banking, FIG, or middle-market credit roles

🔍 Role Overview

As a Credit Analyst at TCS, you will be responsible for conducting thorough credit assessments and financial analysis for corporate and commercial clients. Your work will directly support the company’s decision-making processes around credit risk and client evaluation.


🛠️ Key Responsibilities

  • Prepare comprehensive credit risk assessments and financial analyses
  • Evaluate risk indicators across corporate structure, industry trends, and regulatory environment
  • Analyze balance sheets, income statements, and cash flow statements to identify creditworthiness
  • Forecast financial performance under base-case and downside scenarios
  • Assess repayment capacity based on cash flow modeling and historical performance

🧾 Desired Skills & Competencies

  • 4–8 years of experience in corporate/commercial lending or credit analysis
  • Solid understanding of financial statement analysis and credit underwriting
  • Familiarity with financial spreading tools like Moody’s Risk Analyst, FIS Optimist, or Credit Lens
  • Ability to evaluate liquidity, leverage, and coverage ratios
  • Knowledge of macroeconomic and sector-specific risks
  • Proficiency in Microsoft Excel and financial modeling

🌐 Why Choose TCS?

Tata Consultancy Services is a globally recognized IT services and consulting firm, operating in 150+ locations across 46 countries. With a workforce of over 600,000 employees, TCS is known for:

  • A commitment to employee learning and development
  • Opportunities to work with global clients across industries
  • A strong reputation for career growth, job stability, and innovation

You'll also benefit from structured training programs like XPLORE, ILP, and Elevate.


✅ Ideal Candidate Profile

This role is ideal for finance professionals who:

  • Have hands-on experience in credit analysis and risk modeling
  • Are passionate about data-driven decision-making
  • Prefer working in a corporate environment focused on precision and performance
  • Seek a reputed employer with global exposure and internal growth paths

📌 How to Apply

  1. Visit the official job listing: TCS Credit Analyst Job on LinkedIn
  2. Review eligibility and location requirements
  3. Update your resume with a focus on financial modeling, credit tools, and underwriting
  4. Apply directly through LinkedIn or via the official TCS career portal

📝 Final Thoughts

This is a great opportunity for experienced professionals to scale their careers in credit risk and financial services. TCS offers more than a job 

it’s a long-term journey filled with continuous learning and career advancement.

📣 For more job alerts like this, stay tuned to LeadJob.in — your trusted source for the latest career updates, interview tips, and global job listings.


📚 Source:

Job details sourced from the official LinkedIn listing: TCS Credit Analyst Job (LinkedIn)

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